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Author Message
25 new of 107 responses total.
naftee
response 51 of 107: Mark Unseen   Jan 26 21:46 UTC 2004

Well, last time I checked, anyways.
tsty
response 52 of 107: Mark Unseen   Jan 27 09:25 UTC 2004

your checks bounce .
naftee
response 53 of 107: Mark Unseen   Jan 27 15:59 UTC 2004

My cheques never bounce, because I don't write any.
ryan
response 54 of 107: Mark Unseen   Jan 27 18:30 UTC 2004

This response has been erased.

gelinas
response 55 of 107: Mark Unseen   Jan 27 18:34 UTC 2004

Not in Michigan; I don't know about Candada, though.  In Michigan, an adult
has to co-sign for the creation of the checking account.  Credit is not
available to minors, though.
tpryan
response 56 of 107: Mark Unseen   Jan 27 18:44 UTC 2004

        Do you all know that repeated attacks on the Grex community 
or individuals can fall under Michigan's stalking laws?
naftee
response 57 of 107: Mark Unseen   Jan 27 18:48 UTC 2004

        I know that you used to have a big fro of curly hair and big black
glasses and looked scary.
ryan
response 58 of 107: Mark Unseen   Jan 27 18:53 UTC 2004

This response has been erased.

jmsaul
response 59 of 107: Mark Unseen   Jan 27 22:05 UTC 2004

Re #56:  I haven't looked at that law in a while, but I don't remember any
         provisions that could allow an organization to be the "victim".
twinkie
response 60 of 107: Mark Unseen   Jan 27 22:54 UTC 2004

re: 55 - Is that fairly new? I was able to get a checking account on my own
when I turned 16 (about 11 years ago).

polytarp
response 61 of 107: Mark Unseen   Jan 27 22:55 UTC 2004

did you get up early and stand outside its door until the bank opened?
twinkie
response 62 of 107: Mark Unseen   Jan 27 23:07 UTC 2004

No, I had to go to school that day. It was a half-day, though, so I went in
the early afternoon, just after I got my license.

I may have purchased some cigarettes in between. 

Why do you ask?

polytarp
response 63 of 107: Mark Unseen   Jan 27 23:23 UTC 2004

What a memory.
gelinas
response 64 of 107: Mark Unseen   Jan 27 23:24 UTC 2004

I don't know; I know my first checking account was joint with my father.  I
co-signed when Daughter-mine opend her checking account a few months back.
jp2
response 65 of 107: Mark Unseen   Jan 27 23:28 UTC 2004

This response has been erased.

gull
response 66 of 107: Mark Unseen   Jan 28 01:20 UTC 2004

I didn't have a checking account until I went to college.
naftee
response 67 of 107: Mark Unseen   Jan 28 01:21 UTC 2004

re 63 No, twinkie is only 18.

re 65 I have a checking account, but I haven't bought any cheques.  Maybe I
should try it before I turn 18.
jp2
response 68 of 107: Mark Unseen   Jan 28 01:48 UTC 2004

This response has been erased.

keesan
response 69 of 107: Mark Unseen   Jan 28 02:06 UTC 2004

I got a checking account at age 30 when I needed to settle my mother's
finances after her death.  My bank gave free money orders that I used to pay
the rent.  I still only write about 3 checks a month - my utility payments
are automatically deducted.  Insurance two checks a year.  Bulk food once in
a while.  
naftee
response 70 of 107: Mark Unseen   Jan 28 02:28 UTC 2004

I'm not sure if it's "chequing" or "checking".  AH well.
marcvh
response 71 of 107: Mark Unseen   Jan 28 04:44 UTC 2004

I was told that checks are legal documents and you can't sign them until
you've reached 18.  Intuitively this does seem to make sense -- can the
cops serve a warrant on a bad check to a juvie?

It may be the case that in practice it's accepted, but technically a
juvenile could repudiate a check without penalty.  Wouldn't surprise
me.
rcurl
response 72 of 107: Mark Unseen   Jan 28 05:40 UTC 2004

I had to be the joint owner of my daughter's checking account, which she
got at age 17. Re#65: apart from the question of what you mean by
"children", what's wrong with "children" opening checking accounts? Except
for that legal stuff, it is good for "children" to learn to manage money
as soon as they are responsible enough. 

twinkie
response 73 of 107: Mark Unseen   Jan 28 07:29 UTC 2004

71: I wondered that, as well. There were times when I entertained the notion
of going on a shopping spree, and then point out that I was too young to enter
a contract and the cashier who checked my ID should have known, and blah,
blah, blah.

Though it's a contractual agreement to pay, it is a violation of state law
(at least, in Michigan) to knowingly write a check in an amount that exceeds
the funds you have available in your account. I'm reasonably sure it falls
under "uttering and publishing". 

Joe would obviously know way more about it than I would, but I'm guessing that
the state law sets the bar for intent, and that's different from actually
entering a contract.

remmers
response 74 of 107: Mark Unseen   Jan 29 02:29 UTC 2004

System announcement:

Polls are open through the end of the day (EST), February 7, on two member
proposals.  To see the proposals or cast a ballot, type 'vote' at a Unix shell
prompt, '!vote' at any other prompt.  If you are reading this on the web, you
need to make a dialup, telnet, or ssh connection to do this.  Discussion of
these proposals is in items 75 and 76 of the Coop conference.
naftee
response 75 of 107: Mark Unseen   Jan 29 05:25 UTC 2004

Sure thing
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