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Author Message
25 new of 526 responses total.
marcvh
response 242 of 526: Mark Unseen   Mar 1 04:12 UTC 2006

Well, you got me curious, so I checked the policy offered by my own
company.  It covers all forms of non-OTC contraception (the pill, IUD,
Norplant, vasectomy, tubal ligation) but sexual dysfunction is
specifically not covered.  No coverage for Viagra or the like.
Psychotherapy is covered for pretty much any reason except for sexual
problems; likewise with seeing your physician or a specialist (a
urologist or whatever.)  This is a policy which is ostensiby
gender-neutral, applying equally to men with ED and women with
"Inhibited Sexual Desire" (ISD) although I'm not sure its impact ends
up being the same to both genders.

There has been some controversy about Viagra when newspapers started
reporting that former sexual offenders were getting Viagra and it was
being paid for by Medicaid, and this apparently gave people images of
their own tax dollars being used to create new super-sex-predators who
would brutally rape women and children with the incredible power of
modern pharmaceuticals.
slynne
response 243 of 526: Mark Unseen   Mar 1 12:37 UTC 2006

Now you have piqued my curiosity. I wonder how insurance coverage varies
by state. Is birth control more likely to be covered in "blue" states? 
tod
response 244 of 526: Mark Unseen   Mar 1 13:42 UTC 2006

Psychotherapy doesn't help ED for situations where someone has a disease like
diabetes which causes plaque resulting in ED.  Of course, ED at that point
is more about mental health.
jadecat
response 245 of 526: Mark Unseen   Mar 1 14:23 UTC 2006

Endo isn't helped by psychotherapy, but can be helped by hormonal birth
control.
happyboy
response 246 of 526: Mark Unseen   Mar 1 19:06 UTC 2006

"what th' heck awr wemmen complanin about...thay kin
 git vaslleen otc an thets all th' sexual aid thay need
 fer as im consarned, lynne *slutlover* freemond."
 

 love in christ,
                 james *naked shower with your son* dobson
slynne
response 247 of 526: Mark Unseen   Mar 1 19:20 UTC 2006

:)
happyboy
response 248 of 526: Mark Unseen   Mar 1 19:35 UTC 2006

"so whur 'r yew doin sunday after mornin' worship, miz 
 freemond?"


 love in christ,
                 james *boobs-a-lot* dobson
slynne
response 249 of 526: Mark Unseen   Mar 1 21:27 UTC 2006

Shucks, I dont think that far ahead. 
johnnie
response 250 of 526: Mark Unseen   Mar 1 22:21 UTC 2006

>I wonder how insurance coverage varies by state. Is birth control more
>likely to be covered in "blue" states? 

Along those lines, this: 
http://www.agi-usa.org/media/nr/2006/02/21/index.html

klg
response 251 of 526: Mark Unseen   Mar 2 11:45 UTC 2006

Health insurance mandates by state.  Here's the url for a report with a 
state by state chart.  Someone else can do the counting & analysis.

http://www.cahi.org/cahi_contents/resources/pdf/MandatePubDec2004.pdf
johnnie
response 252 of 526: Mark Unseen   Mar 2 15:01 UTC 2006

Thanks, "klg"--that's a truly handy link.

A quick look would seem to show that mandated contraceptive coverage (29
states) does not seem to follow any predictable red/blue pattern.  Only
21 states mandate maternity coverage.  

Other tidbits:

*45 states mandate alcoholism treatment coverage, only 35 mandate drug
abuse treatment coverage.

*Only one state does not mandate mammogram coverage (Utah); only one
state (Washington) does not mandate coverage for maternity hospitalization.

*9 states (including Michigan) do not require insurance policies to
cover adopted children.

*13 states mandate newborn hearing screening coverage; only 2 states
mandate coverage for newborn sickle-cell testing.  

*47 states mandate that chiropractors be a covered provider; only 11
states do the same for nurses.

*Minnesota mandates the most coverages, Idaho the fewest.  Michigan
ranks near the bottom (somewhere around 43rd)




keesan
response 253 of 526: Mark Unseen   Mar 2 15:27 UTC 2006

If you force people to pay for all the above in their policies, the policies
will cost a lot more.  My Michigan policy lets me pay extra for maternity
coverage, but it paid 100% (instead of the usual 80%) for a mammogram.  I
would pay a lot extra to cover a dependent of any sort.  If you force
insurance to cover everything, individual plans will be a lot more expensive.
nharmon
response 254 of 526: Mark Unseen   Mar 2 15:51 UTC 2006

> If you force insurance to cover everything, individual plans will be 
> a lot more expensive.

Isn't that the main argument against national healthcare?
twenex
response 255 of 526: Mark Unseen   Mar 2 16:05 UTC 2006

The main argument against national healthcare is that it would enable the
spread of healthcare to those who need it, rather than those who can afford
it.
keesan
response 256 of 526: Mark Unseen   Mar 2 16:21 UTC 2006

National healthcare would tax the rich to keep the poor healthy, so that the
healthy poor can work for the rich better to keep them rich.
It would also avoid a lot of administrative costs, keeping healthcare cheaper
for everyone.
richard
response 257 of 526: Mark Unseen   Mar 2 16:23 UTC 2006

national healthcare would help ensure that people have health care
consistently during their lives, which will greatly lower the number of sick
elderly people that will end up entirely dependent on the government in their
last years.  When the baby boom generation hits their seventies, there is
going to be incredible pressure on existing health care facilities because
we will have never had anywhere near as many old people.  National healthcare
will SAVE us money in the long run.  It is something fiscal conservatives
should push for if they really ARE fiscal conservatives.
slynne
response 258 of 526: Mark Unseen   Mar 2 16:49 UTC 2006

I think that National healthcare is probably good for big business. 
Most large companies would LOVE to get rid of that expense. I suspect 
that the Walmarts and the General Motors of the world are already 
lobbying hard for it which means that it might actually come to pass. 
nharmon
response 259 of 526: Mark Unseen   Mar 2 16:53 UTC 2006

I think most fiscal conservatives who understand the healthcare issue 
are in favor of a national healthcare system. They might disagree on 
how to implement it though.

Jeff, was that sarcasm? If so,  ;)
klg
response 260 of 526: Mark Unseen   Mar 2 17:21 UTC 2006

National health insurance is a foolproof way to really screw up things 
and make it more expensive, to boot.

On the subject of mandated coverage, those only apply to health plans 
that are not subject to ERISA.  Because ERISA regulates, for example, 
the auto industry health plans, they are exempt from state mandates.
twenex
response 261 of 526: Mark Unseen   Mar 2 17:28 UTC 2006

National health insurance is a foolproof way to really screw up things
 and make it more expensive, to boot.

That's a hell of a recommendation, coming from you.
jep
response 262 of 526: Mark Unseen   Mar 2 17:43 UTC 2006

I don't think very many fiscal conservatives are in favor of a 
government sponsored national health insurance plan.
richard
response 263 of 526: Mark Unseen   Mar 2 17:43 UTC 2006

how is it going to make it more expensive if you have fewer sick people? 
clearly it would SAVE money in the long run.
klg
response 264 of 526: Mark Unseen   Mar 2 17:55 UTC 2006

Oh, oh.  Where do you get your information?  Here's a little dittie on 
how the government typically wildly underestimates the cost of health 
care programs.  Have fun.

http://content.healthaffairs.org/cgi/reprint/7/4/61.pdf#search='Medicare
%20ESRD%20cost%20estimate'
richard
response 265 of 526: Mark Unseen   Mar 2 18:10 UTC 2006

klg what do you propose we do when the number of senior citizens in this
country quadruples, many of whom will be sick from lack of health care?  Put
them out of their misery rather than have the government pay for their care?
tod
response 266 of 526: Mark Unseen   Mar 2 18:14 UTC 2006

I think national healthcare would increase malpractice by 100 fold and people
would be less likely to seek preventative healthcare.  Do you really want the
government running healthcare? Look at how bad the VA is screwed up.
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