Grex Oldcoop Conference

Item 278: Cyberspace Communications finances for July 2005

Entered by aruba on Tue Aug 2 15:30:49 2005:

Here is the treasurer's report on Cyberspace Communications, Inc. finances 
through July 31st, 2005

Beginning Balance     $3,404.79

Credits                 $216.00         Member contributions
                          $0.98         Interest on our savings account
                   ------------
                        $216.98

Debits                  $100.00         Provide Net colocation (thru 8/22/05)
                         $46.24         Phone Bill
                          $6.27         Paypal fees (income = $150)
                         $94.38         Summer personal property taxes
                   ------------
                        $246.89

Ending Balance        $3,374.88

Our current balance breaks down as follows:

$3,200.89               General Fund
  $173.99               Silly Hat Fund

The money is distributed like this:

$1,478.25   Checking account
$1,896.63   Savings account earning 0.55% interest annually

We had two new members in July (oloryn and robfitz).  We are currently at 68 
members, 54 of whom are paid through at least August 15th.  (The others 
expired recently and are in a grace period.)

Notes:

- Grex is still paying personal property taxes from when we were in the 
Pumpkin in Ann Arbor.  Most of that bill comes in the summer.  We'll get one 
smaller bill next winter, and after that we should be done.

Thanks to everyone who contributed in July:

charcat, muthu, oloryn, robfitz, vanloons, and wh.  Thanks!

If you or your institution would like to become a member of Grex, it 
only costs $6/month or $60/year.  Send money to:

Cyberspace Communications
P. O. Box 4432
Ann Arbor, MI 48106-4432

If you pay by cash or money order, please include a photocopy of some 
form of ID.  We can't add you to the rolls without ID.  (If you pay 
with a personal check that has your name pre-printed on it, we 
consider that a good enough ID.)  Type !support or see 
http://www.cyberspace.org/member.html for more info.
29 responses total.

#1 of 29 by nharmon on Tue Aug 2 16:55:17 2005:

Thanks Mark


#2 of 29 by albaugh on Tue Aug 2 19:14:37 2005:

Why will grex be "done" with personal property taxes?


#3 of 29 by nharmon on Tue Aug 2 19:15:25 2005:

Because grex no longer has personal property?


#4 of 29 by aruba on Tue Aug 2 22:23:13 2005:

Grex moved from Ann Arbor to Ypsilanti, so we will no longer owe taxes to
the city of Ann Arbor, as of next year.  (Since we weren't out before
January 1st of this year, we still owe taxes for 2005.)

Now Ypsilanti may decide to collect taxes at some point; we'll cross that
bridge when we come to it.  But in the process of moving, we got rid of most
of our junk, so paying in the future will be a lot easier than it is now.


#5 of 29 by naftee on Wed Aug 3 03:28:26 2005:

what's the silly hat fund ?!


#6 of 29 by tod on Wed Aug 3 03:50:38 2005:

http://www.fatchicksinpartyhats.com


#7 of 29 by naftee on Wed Aug 3 13:13:13 2005:

 there's tod's wife !

ZING


#8 of 29 by aruba on Wed Aug 3 17:41:07 2005:

Re #5: Many years ago, we were at a board meeting, discussing having a
fundraiser for Grex.  At one point in the discussion, someone apparently
said, "Maybe we should also encourage people to send in plain old donations,
which can be used for anything, up to and including silly hats", or
something like that.  I say "apparently", because I must have been
distracted, since I didn't remember hearing that later.

At the end of the meeting, Peter Riley (nestene) came up to me, gave me $5,
and said, "This is for the Silly Hat Fund".  Being a relatively new
treasurer, I figured this was just something people did, so I dutifully
created a line item for the Silly Hat Fund, and put the $5 into it.

Over the years a number of people have donated to the fund.  Often donations
came as overpayments of dues, or as extra money collected to pay the bill at
a Grex lunch.  A few suggestions have been made for what to spend the money
on, but none that I remember.  I'm of the opinion that whatever we spend it
on, it should be frivolous and yet fun for everyone.


#9 of 29 by nharmon on Wed Aug 3 17:53:23 2005:

I say we license a copy of Legend of the Red Dragon, and convert it to
run on Grex. :)


#10 of 29 by cross on Wed Aug 3 18:49:48 2005:

If people would release source code to some of those DOS doors, it wouldn't
be too hard to make it run, I don't think.


#11 of 29 by naftee on Thu Aug 4 01:19:06 2005:

re 8 Neat.  thanks.


#12 of 29 by other on Thu Aug 4 22:12:10 2005:

How about an archive of Vincent's Hollow from 1991?


#13 of 29 by naftee on Fri Aug 5 02:07:47 2005:

unlucky


#14 of 29 by ric on Tue Aug 23 13:08:00 2005:

Grex should consider switching banks to one of the online bank.  They are
fully insuranced and tend to pay much higher rates on savings accounts.  Clark
Howard's web site says that ING Direct pays 2.6% and Emigrant.com pays 3.5%
Maybe put some of that savings into a 6 month CD?


#15 of 29 by richard on Thu Aug 25 19:19:13 2005:

what "personal property" does grex still own?  Anything besides the 
hardware grex runs on?


#16 of 29 by aruba on Sat Aug 27 14:49:31 2005:

No, that's about it.  We have some spare parts.

Re #14: I confess to being uncomfortable with online banks.


#17 of 29 by aruba on Sun Aug 28 14:28:34 2005:

So, if anyone has experiences with online banks, good or bad, it would be
helpful to post them here.


#18 of 29 by nharmon on Mon Aug 29 16:52:55 2005:

I've been satisfied with ING's service. Although, I'm not sure if
they're a full bank (with checking accounts, etc.).


#19 of 29 by ric on Fri Sep 16 14:28:21 2005:

The reason I don't use an online bank is simple.  There's no place, generally,
to make deposits.  Deposits have to be mailed in or wired in.  Not a huge
issue unless you, like me, sometimes have need to deposit money and have it
immediately available, or you need to cash a check.

Other than that, at this point, I don't think there's much difference between
an online bank and banking online.  They're FDIC insured and have to abide
by all the same laws and regulations that a brick-and-mortar bank has to abide
by.


#20 of 29 by marcvh on Fri Sep 16 16:45:53 2005:

There are other services made easier by a B&M bank, such as safe deposit
boxes, signature guarantees and notarization, ability to immediately
cash personal checks or get cashier's checks (can be important when
closing on a house or buying a used car from a private party),
withdrawing cash either in large quantities or in specific forms (e.g.
"I need rolls of quarters") or depositing cash (foolish to do either by
mail or at an ATM.)

Many people rarely need such services, of course, and that may include
Grex, but it can be nice to have them available.


#21 of 29 by aruba on Sat Sep 17 00:14:17 2005:

We don't need those services, but we do need to make deposits once a month.
It scares me a little to send a big wad of endorsed checks through the mail.


#22 of 29 by i on Sat Sep 17 02:03:28 2005:

Scared about theft, about loss, or what sending endorsed checks through
the mail?

From my perception of Grex's needs, i'd say to get one of those `for 
deposit only to acct. # 123456-78 at Last State Bancorp. by Cyberspace
Communications' rubber stamps and use Certified Mail.  A bit of hassle/
cost/overhead, but not much if it's only monthly, and USPS has several
"yet more secure" options if that's not safe enough.

This isn't to say that i favor switching to an online bank, though. 


#23 of 29 by aruba on Sun Sep 18 05:12:42 2005:

I'm afraid of both loss and theft.  We could do certified mail, I guess. 
I'm not convinced that it's worth the hassle and expense.


#24 of 29 by ric on Mon Sep 19 18:02:20 2005:

It might not be.  3.5% interest versus 0.5% interest on $3500 isn't that much


#25 of 29 by jp2 on Sat Sep 24 14:14:00 2005:

This response has been erased.



#26 of 29 by tsty on Sat Jan 14 07:30:14 2006:

the obvious strikesw again.... any movement here?


#27 of 29 by naftee on Sun Jan 15 01:10:37 2006:

you're getting us walzing, ts


#28 of 29 by tsty on Sat Jan 21 15:01:53 2006:

hmmmmmmmmmmm, that may be just the scuffling of nervous shoes under the table.


#29 of 29 by jesuit on Wed May 17 02:15:38 2006:

TROGG IS DAVID BLAINE


There are no more items selected.

You have several choices: