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When used as the Irish engagement/wedding band, it is as such: Engaged - crown points toward fingernail Married - ring is turned so crown points at wrist - this is because it now looks like the hands are giving the heart to someone Most people in America simply wear them to show that they're Irish, or they like the story of the ring, or their lover bought it for them. The ring should, traditionally, be a gift and not bought for oneself. In the American tradition, the rules vary, but most people have the crown toward the fingernail if they're single and pointing toward the wrist if they're with someone.
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