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My 83-year-old father, in NYC, got a check for a big $3.50 from cyberspace.COM. (NOT .ORG) If you sign the check, you get $19.95/month ISP service billed to your phone bill. There was a brochure but the condition on the check was in fairly tiny print. I am not a lawyer but, IMHO, if there are two conditions in a contract and one is far more important than the other then the more important condition should not be in much smaller print than the less important condition. I am reasonably certain that at least some people signed up for ISP service who didn't have a computer and don't have the faintest notion of what an ISP is. I believe my father might well have except that he's in a nursing home following a major stroke and I opened the mail. He had probably had some minor strokes previously and he had certainly purchased stuff for which he had no use to "help" him get past the third stage of some sweepstakes.
3 responses total.
Welcome to the wonderful world of sleazy con-mail. :(
I've seen several of those checks-that-aren't-checks. They really
should be made illegal - if you lose the check in a pile of other bills and
find it outside of the context of the other materials it's sent with, it can
be very deceptive. I'm really surprised banks will cash them, since they're
conditionally cashable only upon listing a VISA number or a home address in
many cases.
As far as the bank is concerned, a check is a check. There is no such thing as a conditional check. They only need a signature to cash it. Just cross out the small print and initial the change and cash it. To play it safe, don't give them a credit card number. If you want to complain, the FTC consumer office is at: 6th Street& Pennsylvania Ave. NW Room 240 Washington, DC 20580 202 362-2222 TDD/TTY 202 326-2502 www.consumer.gov
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