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Author Message
25 new of 191 responses total.
keesan
response 75 of 191: Mark Unseen   Jan 21 20:36 UTC 1999

I would be willing to mail anyone an envelope with another envelope inside
it, stamped and addressed to grex, into which they could put $60 for the year.
And I could even return address it, just email me your address.  I think the
credit cards are more relevant for people really unable to pay cash or check,
and the question is are there enough of them to make it worthwhile.
(Which reminds me, I have to put my phone bill in the mailbox now).
krj
response 76 of 191: Mark Unseen   Jan 21 20:42 UTC 1999

Cash leaves no trail in case of loss.
keesan
response 77 of 191: Mark Unseen   Jan 21 20:55 UTC 1999

So give the cash to some grex member that you see once in a while and have
them add it to their own check.
If there are five US grexers who want to pay by credit card, I propose that
they divide up among them the cost of the credit card service, and if the
credit card brings in overseas members who could not otherwise pay, they be
reimbursed out of that extra income.  That is, if the treasurer wants to go
to all this extra work.  It would, I think, require five extra members to
break even, is that right?
scg
response 78 of 191: Mark Unseen   Jan 21 21:36 UTC 1999

Charging people extra to use a credit card is against the rules of most credit
card agreements, I think.

As a case in point, I'm currently 21 days behind on paying for my membership.
If I could pay by credit card, I would have paid by now.  As it is, I need
to at some point when I'm at home and have my checkbook and stamps and Grex's
address and all that stuff, remember to write a check and mail it.  I'm sure
there are many others in the same situation.  Actually, I'm doing much better
on that sort of thing now than before I moved, when the nearest mailbox was
several blocks away.
steve
response 79 of 191: Mark Unseen   Jan 22 02:37 UTC 1999

   I have become convinced that Grex needs to accept plastic, if we 
can manage it financially.  Asking for cash in the mails is a dangerous
idea.  Asking locals to give cash to others might work in some cases
but isn't a general purpose solution.

   For non-local people however, plastic becomes the tool of conveinence.
I will not be at all surprised if by saying we accept plastic, we get
some number of memberships simply because we're liked.  Users of Grex
who like us but are far away have only more problems getting monies
here.  Again, plastic becomes the tool of choice.

   This is not lost on me.
aruba
response 80 of 191: Mark Unseen   Jan 22 02:38 UTC 1999

But that datum is irrelevant, because you *will* pay, eventually, and it really
doeasn't matter when.  Grex isn't getting less out of you because we don't
accept plastic.
aruba
response 81 of 191: Mark Unseen   Jan 22 02:42 UTC 1999

STeve slipped in - #80 was a response to #78.

I am not convinced we will get more money by accepting credit cards, but I am
willing to give it a try, and to try to assess, after a year or so, whether it
was worth it.

Someone needs to suggest a place to go looking for a merchant account, and
then someone has to shop around for the best one, and then someone has to fill
out the paperwork to get it going.
steve
response 82 of 191: Mark Unseen   Jan 22 02:51 UTC 1999

   That sounds like a far test to me.  I might be wrong about this.  We'll
have to try it and see.
   My first thought on accounts would be to see what Great Lakes would do
for us.  Probably they aren't cheap enough,  but I gather that having them
handle plastic in addition to our regular account might be an advantage.
Can't hurt to ask.  An excellent person to ask would be Ken Ascher.  Another
would be Glen Roberts.
jshafer
response 83 of 191: Mark Unseen   Jan 22 03:25 UTC 1999

re: resp:73  No, you miss the point.  I live about 3 hours away from 
Ann Arbor.  I use my debit card for most transactions because of the 
convenience factor.  Mailing cash is just as inconvenient as mailing a 
check, and quite a bit riskier.  Your suggestion of giving money to 
another grexer to give to Mark has merit, but not in my situation.

There is a charitable organization in California to whom I occasionally 
make contributions.  I know the bookkeeper pretty well, and what I 
usually do with them is just leave a voice-mail for her saying to 
charge the number she has on file for <x> amount.  The same could be 
done with Grex: if Mark was willing to keep my card # on file 
somewhere, I could just respond to his email reminder when my 
membership nears it end by telling him how much to charge.  

I appreciate all that Mark, or whoever else takes over the treasurer's 
duties in the future, have to deal with, and I don't want to add an 
undue burden on them.  However, from the responses I have seen and my 
impressions of the way people deal with money today, I think accepting 
credit cards is almost a necessity today.
jshafer
response 84 of 191: Mark Unseen   Jan 22 03:29 UTC 1999

By the way, what percentage of our members are local to the Ann Arbor 
area?  How many users do we have who are active in the conferences but 
are not members?  (I'm just looking for a rough guess.)
devnull
response 85 of 191: Mark Unseen   Jan 22 12:02 UTC 1999

Does this imply that people will phone aruba with their credit card numbers
if grex accepts credit cards?
remmers
response 86 of 191: Mark Unseen   Jan 22 13:30 UTC 1999

I hope not. If I were treasurer, I'd hate having to deal with phone 
calls on a regular basis at arbitrary hours of the day and night.

Once we can accept plastic, I think a reasonable way to handle credit 
card numbers and memberships is by secure online web transactions.
aruba
response 87 of 191: Mark Unseen   Jan 22 15:54 UTC 1999

Currently we have 100 members.  They can be categorized as:

70 members within a local call of Ann Arbor
10 members elsewhere in Michigan
18 members elsewhere in the U.S.
 2 members outside the U.S.

I think it would be reasonable for the treasurer to accept credit card numbers
via e-mail, and I would be willing to get a PGP key and accept them encoded.
janc
response 88 of 191: Mark Unseen   Jan 22 18:20 UTC 1999

I tend to think that credit cards would be worth a trial too.

We'd really want to do things through a web page, using a secure server.
To do this 100% well costs money, I think, since you have to buy an
authentication key from some third party, like Verisign.  But if you
don't mind a pop-up warning box appearing when people submit, it can be
done for free, I think.
jshafer
response 89 of 191: Mark Unseen   Jan 22 19:29 UTC 1999

I agree that the phone calls would be a hassle and probably not a good idea.  I
won't send an unencrypted CC# through email, but would be happy to get PGP and
send it that way.  But to make the most advantage of accepting plastic we
probably would have to set up a secure server & a web interface...  How much of
a hassle would that be?  And for that matter, how much does Verisign charge? 
Just curious... 
steve
response 90 of 191: Mark Unseen   Jan 22 22:17 UTC 1999

   I think $150.  For a web based system, I'm hoping that we could find a 
service that does that, and we use them.  That would be the ideal, I think.
hhsrat
response 91 of 191: Mark Unseen   Jan 23 14:59 UTC 1999

I know someone with access to a SSL enabled server.  It probably 
wouldn't be that hard to write a simple form.  I don't know about 
encryption.
steve
response 92 of 191: Mark Unseen   Jan 23 20:07 UTC 1999

   The form is simple--the proper administration of the site isn't.
dang
response 93 of 191: Mark Unseen   Feb 3 06:43 UTC 1999

Can't we run SSL all by our selves?
steve
response 94 of 191: Mark Unseen   Feb 3 13:00 UTC 1999

   Of course we can.  My only question is do we really want to take
responsibility for that ourselves, or find some service which will
do all the work for us.  Taking money over the net bothers me, in 
that it will be unlike anything else we do.  *If* we can find such
a service, I think there are some good reasons to use them.
pfv
response 95 of 191: Mark Unseen   Feb 3 15:35 UTC 1999

        It may behoove you to consider that secure box at the same time
        you consider the mail-server box.

        Even unaware of the costs of dealing with a commercial-host, I'm
        sure they'll rape you twelve ways from sunday.

        Additionally, it might give impetus (sic?) to the "mail-server"
        gig once mentioned before.
toking
response 96 of 191: Mark Unseen   Feb 3 17:36 UTC 1999

slightly off topic (ok, greatly off topic) and you can think of me as an
undeucated oaf if you'd like, but just what in the hell is (sic)?
remmers
response 97 of 191: Mark Unseen   Feb 3 18:01 UTC 1999

([sic] is used to mark errors in quoted text that were present in the 
original (so that the reader won't think that the quoter is the person 
who made the error).)
toking
response 98 of 191: Mark Unseen   Feb 3 18:21 UTC 1999

ahhhhhhh...thank you
rcurl
response 99 of 191: Mark Unseen   Feb 3 19:57 UTC 1999

sic is latin "so" or "thus". It does not necessarily mark an error, but
only emphasizes a literal quotation. Other than an error, it might
only emphasize an unexpected or unusual word use.
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