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| Author |
Message |
| 25 new of 191 responses total. |
keesan
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response 75 of 191:
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Jan 21 20:36 UTC 1999 |
I would be willing to mail anyone an envelope with another envelope inside
it, stamped and addressed to grex, into which they could put $60 for the year.
And I could even return address it, just email me your address. I think the
credit cards are more relevant for people really unable to pay cash or check,
and the question is are there enough of them to make it worthwhile.
(Which reminds me, I have to put my phone bill in the mailbox now).
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krj
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response 76 of 191:
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Jan 21 20:42 UTC 1999 |
Cash leaves no trail in case of loss.
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keesan
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response 77 of 191:
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Jan 21 20:55 UTC 1999 |
So give the cash to some grex member that you see once in a while and have
them add it to their own check.
If there are five US grexers who want to pay by credit card, I propose that
they divide up among them the cost of the credit card service, and if the
credit card brings in overseas members who could not otherwise pay, they be
reimbursed out of that extra income. That is, if the treasurer wants to go
to all this extra work. It would, I think, require five extra members to
break even, is that right?
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scg
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response 78 of 191:
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Jan 21 21:36 UTC 1999 |
Charging people extra to use a credit card is against the rules of most credit
card agreements, I think.
As a case in point, I'm currently 21 days behind on paying for my membership.
If I could pay by credit card, I would have paid by now. As it is, I need
to at some point when I'm at home and have my checkbook and stamps and Grex's
address and all that stuff, remember to write a check and mail it. I'm sure
there are many others in the same situation. Actually, I'm doing much better
on that sort of thing now than before I moved, when the nearest mailbox was
several blocks away.
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steve
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response 79 of 191:
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Jan 22 02:37 UTC 1999 |
I have become convinced that Grex needs to accept plastic, if we
can manage it financially. Asking for cash in the mails is a dangerous
idea. Asking locals to give cash to others might work in some cases
but isn't a general purpose solution.
For non-local people however, plastic becomes the tool of conveinence.
I will not be at all surprised if by saying we accept plastic, we get
some number of memberships simply because we're liked. Users of Grex
who like us but are far away have only more problems getting monies
here. Again, plastic becomes the tool of choice.
This is not lost on me.
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aruba
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response 80 of 191:
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Jan 22 02:38 UTC 1999 |
But that datum is irrelevant, because you *will* pay, eventually, and it really
doeasn't matter when. Grex isn't getting less out of you because we don't
accept plastic.
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aruba
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response 81 of 191:
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Jan 22 02:42 UTC 1999 |
STeve slipped in - #80 was a response to #78.
I am not convinced we will get more money by accepting credit cards, but I am
willing to give it a try, and to try to assess, after a year or so, whether it
was worth it.
Someone needs to suggest a place to go looking for a merchant account, and
then someone has to shop around for the best one, and then someone has to fill
out the paperwork to get it going.
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steve
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response 82 of 191:
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Jan 22 02:51 UTC 1999 |
That sounds like a far test to me. I might be wrong about this. We'll
have to try it and see.
My first thought on accounts would be to see what Great Lakes would do
for us. Probably they aren't cheap enough, but I gather that having them
handle plastic in addition to our regular account might be an advantage.
Can't hurt to ask. An excellent person to ask would be Ken Ascher. Another
would be Glen Roberts.
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jshafer
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response 83 of 191:
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Jan 22 03:25 UTC 1999 |
re: resp:73 No, you miss the point. I live about 3 hours away from
Ann Arbor. I use my debit card for most transactions because of the
convenience factor. Mailing cash is just as inconvenient as mailing a
check, and quite a bit riskier. Your suggestion of giving money to
another grexer to give to Mark has merit, but not in my situation.
There is a charitable organization in California to whom I occasionally
make contributions. I know the bookkeeper pretty well, and what I
usually do with them is just leave a voice-mail for her saying to
charge the number she has on file for <x> amount. The same could be
done with Grex: if Mark was willing to keep my card # on file
somewhere, I could just respond to his email reminder when my
membership nears it end by telling him how much to charge.
I appreciate all that Mark, or whoever else takes over the treasurer's
duties in the future, have to deal with, and I don't want to add an
undue burden on them. However, from the responses I have seen and my
impressions of the way people deal with money today, I think accepting
credit cards is almost a necessity today.
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jshafer
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response 84 of 191:
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Jan 22 03:29 UTC 1999 |
By the way, what percentage of our members are local to the Ann Arbor
area? How many users do we have who are active in the conferences but
are not members? (I'm just looking for a rough guess.)
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devnull
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response 85 of 191:
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Jan 22 12:02 UTC 1999 |
Does this imply that people will phone aruba with their credit card numbers
if grex accepts credit cards?
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remmers
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response 86 of 191:
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Jan 22 13:30 UTC 1999 |
I hope not. If I were treasurer, I'd hate having to deal with phone
calls on a regular basis at arbitrary hours of the day and night.
Once we can accept plastic, I think a reasonable way to handle credit
card numbers and memberships is by secure online web transactions.
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aruba
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response 87 of 191:
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Jan 22 15:54 UTC 1999 |
Currently we have 100 members. They can be categorized as:
70 members within a local call of Ann Arbor
10 members elsewhere in Michigan
18 members elsewhere in the U.S.
2 members outside the U.S.
I think it would be reasonable for the treasurer to accept credit card numbers
via e-mail, and I would be willing to get a PGP key and accept them encoded.
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janc
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response 88 of 191:
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Jan 22 18:20 UTC 1999 |
I tend to think that credit cards would be worth a trial too.
We'd really want to do things through a web page, using a secure server.
To do this 100% well costs money, I think, since you have to buy an
authentication key from some third party, like Verisign. But if you
don't mind a pop-up warning box appearing when people submit, it can be
done for free, I think.
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jshafer
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response 89 of 191:
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Jan 22 19:29 UTC 1999 |
I agree that the phone calls would be a hassle and probably not a good idea. I
won't send an unencrypted CC# through email, but would be happy to get PGP and
send it that way. But to make the most advantage of accepting plastic we
probably would have to set up a secure server & a web interface... How much of
a hassle would that be? And for that matter, how much does Verisign charge?
Just curious...
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steve
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response 90 of 191:
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Jan 22 22:17 UTC 1999 |
I think $150. For a web based system, I'm hoping that we could find a
service that does that, and we use them. That would be the ideal, I think.
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hhsrat
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response 91 of 191:
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Jan 23 14:59 UTC 1999 |
I know someone with access to a SSL enabled server. It probably
wouldn't be that hard to write a simple form. I don't know about
encryption.
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steve
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response 92 of 191:
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Jan 23 20:07 UTC 1999 |
The form is simple--the proper administration of the site isn't.
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dang
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response 93 of 191:
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Feb 3 06:43 UTC 1999 |
Can't we run SSL all by our selves?
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steve
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response 94 of 191:
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Feb 3 13:00 UTC 1999 |
Of course we can. My only question is do we really want to take
responsibility for that ourselves, or find some service which will
do all the work for us. Taking money over the net bothers me, in
that it will be unlike anything else we do. *If* we can find such
a service, I think there are some good reasons to use them.
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pfv
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response 95 of 191:
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Feb 3 15:35 UTC 1999 |
It may behoove you to consider that secure box at the same time
you consider the mail-server box.
Even unaware of the costs of dealing with a commercial-host, I'm
sure they'll rape you twelve ways from sunday.
Additionally, it might give impetus (sic?) to the "mail-server"
gig once mentioned before.
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toking
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response 96 of 191:
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Feb 3 17:36 UTC 1999 |
slightly off topic (ok, greatly off topic) and you can think of me as an
undeucated oaf if you'd like, but just what in the hell is (sic)?
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remmers
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response 97 of 191:
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Feb 3 18:01 UTC 1999 |
([sic] is used to mark errors in quoted text that were present in the
original (so that the reader won't think that the quoter is the person
who made the error).)
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toking
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response 98 of 191:
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Feb 3 18:21 UTC 1999 |
ahhhhhhh...thank you
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rcurl
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response 99 of 191:
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Feb 3 19:57 UTC 1999 |
sic is latin "so" or "thus". It does not necessarily mark an error, but
only emphasizes a literal quotation. Other than an error, it might
only emphasize an unexpected or unusual word use.
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