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Grex > Coop11 > #232: Summary of Grex's Credit Card Experiment | |
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| Author |
Message |
| 24 new of 98 responses total. |
aaron
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response 75 of 98:
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Feb 27 09:41 UTC 2001 |
If the agreement is not specifically referenced, that may be a means to
avoid the terms of that specific supplemental agreement.
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aruba
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response 76 of 98:
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Feb 27 14:43 UTC 2001 |
Hmmm. Thanks Aaron. I'm on the fence about whether it's worth trying to
break the contract, or whether we should just pay the $35/month and get
out August 4th. I guess we should discuss it at the board meeting. If we
decide to try to break the contract, I don't really want to be the point
person who calls and explains that to them. So going that route is
contingent on someone else volunteering to do that bit of dirty work.
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keesan
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response 77 of 98:
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Feb 27 19:16 UTC 2001 |
Mary did a really good job with the landlord - might she be willing to make
a tactful phone call (and maybe mention that our member who is a lawyer
thought the contract might not be valid anyway?).
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other
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response 78 of 98:
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Feb 27 22:03 UTC 2001 |
Tact might be a useful first approach on this, but I suspect that this
may take the raising of a bitchstorm.
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aaron
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response 79 of 98:
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Feb 28 16:04 UTC 2001 |
You have to be careful about bringing lawyers into the picture, as some
organizations will immediately transfer a matter to the legal department
as soon as they hear the word "lawyer."
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aruba
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response 80 of 98:
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Feb 28 16:24 UTC 2001 |
Good point.
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dpc
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response 81 of 98:
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Mar 6 21:45 UTC 2001 |
Are we still paying these people anything? We shouldn't.
I really doubt if they will try to enforce such a contract
by suing *us*. Or don't I understand the situation? 8)
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aruba
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response 82 of 98:
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Mar 6 21:57 UTC 2001 |
We are paying CardService International $35/month. At the board meeting we
designated scott to call them and try to get us out of the contract - he
said he will get to that later this week.
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scott
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response 83 of 98:
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Mar 7 20:10 UTC 2001 |
I made the call today.
Well, they're pretty well used to fielding questions on this situation, and
not very flexible sounding. :( Possibly somebody better at than me at this
could have made some headway, but it didn't sound promising, since the first
guy I talked to made it sound like this was item #1 on the FAQ they read from.
Anyway, here's what I did collect:
To cancel the account, we need to send the letter including:
Merchant #
Business name
Reason for closing ("not feasible to use" would be OK; I asked and this
wasn't any trick question we had to answer exactly).
Signature of person who originally opened account (I spent a couple minutes
on this one, since what if that person(s) had left the company?). aruba or
remmers could sign this.
Date account is to be closed: August 3, 2001 (mandatory).
Letter should be mailed to:
Card Service International
Merchant Operations Department
Attn: Account Closures
P.O. Box 5180
Simi Valley, CA 93062-5180
We can also fax it to (805) 552-8453, Attn: Account Closures as well as
mailing it (we can do both, to be on the safe side).
We should mail/fax on May 5 (earliest date of window), and after a month
follow up if we haven't gotten confirmation.
Sorry I couldn't come up with better results; I didn't feel like I had
anything for leverage other than "some of people thought it sounded a bit
sleazy to set things up this way". I'm usually pretty good at getting tech
support results, but that's when I've got a solid issue to work with. :(
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dpc
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response 84 of 98:
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Mar 7 20:35 UTC 2001 |
I suggest sending the letter, and not paying them anything more.
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aruba
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response 85 of 98:
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Mar 7 22:33 UTC 2001 |
Dave - they are taking money directly out of our checking account, so
stopping payment is not as simple as not sending a check.
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jiffer
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response 86 of 98:
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Mar 7 22:35 UTC 2001 |
We can also fax the letter. I think faxing and mailing it is a safe
option. Also, I have access to a fax machine that gives a report
showing supposedly the time, date and page count that was faxed.
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scg
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response 87 of 98:
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Mar 7 22:54 UTC 2001 |
Presumably we can ask the bank not to pay the money they're taking out of the
account. The question, I suppose, is whether Cyberspace Communications'
credit would suffer as a result.
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flem
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response 88 of 98:
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Mar 7 23:08 UTC 2001 |
The text of the agreement that Mark quoted would seem to indicate that if we
asked the bank not to pay them, that would constitute an early termination
of the contract, whereupon we'd have to pay the early cncellation fee.
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mary
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response 89 of 98:
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Mar 7 23:38 UTC 2001 |
I think we should eat this one and consider it a good lesson.
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scg
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response 90 of 98:
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Mar 8 02:04 UTC 2001 |
In this sort of dispute, tehre's a point at which teh party having the money
has control, because it's not a large enough amount to be worth suing over.
I suspect if we really wanted to dispute this we could. Maybe we don't want
to deal with it, though.
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aruba
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response 91 of 98:
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Mar 8 15:28 UTC 2001 |
I checked our contract with Card Service, and it makes it clear that remmers
and I are personal guarantors of Grex's account. That gives CSI the right
to go after us if Grex breaks the contract.
Needless to say, this makes me less than keen on trying to unilaterally end
our contract.
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remmers
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response 92 of 98:
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Mar 8 16:05 UTC 2001 |
Indeed.
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eeyore
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response 93 of 98:
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Mar 9 01:28 UTC 2001 |
I can understand that.
At this point I'd have to say that we just realize that we messed up, and deal
with the consequences. I'm sure that we'll be okay. :)
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scott
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response 94 of 98:
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Mar 10 03:22 UTC 2001 |
Ditto. It would be nice to get out of this without paying anything more, but
I'm *very* reluctant to put aruba or remmers on the spot.
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other
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response 95 of 98:
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Mar 10 04:34 UTC 2001 |
Agreed
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eeyore
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response 96 of 98:
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Mar 10 06:10 UTC 2001 |
Exactly. It's not *their* fault that Card Services are a bunch of
muttonheads!
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dpc
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response 97 of 98:
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Mar 12 21:26 UTC 2001 |
S/he who gives a personal guarantee commits suicide by fountain pen. 8-)
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aruba
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response 98 of 98:
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Mar 13 00:16 UTC 2001 |
Well, someone had to do it.
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