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25 new of 87 responses total.
aaron
response 55 of 87: Mark Unseen   Jul 9 17:19 UTC 2000

Since when were you bothered by things that were warped? ;)
ric
response 56 of 87: Mark Unseen   Jul 9 17:30 UTC 2000

re 53 - a good home inspector can tell you if it's a serious problem or not.
slynne
response 57 of 87: Mark Unseen   Jul 9 18:26 UTC 2000

resp:55 - I think the fact that I am still friends with *you* proves 
that I have a high tolerance for warped things. 
jerryr
response 58 of 87: Mark Unseen   Jul 9 19:11 UTC 2000

warped floors could be a sign that the floor boards have seperated from the
joists.  not a good thing. 
scott
response 59 of 87: Mark Unseen   Jul 9 20:50 UTC 2000

Warped floors are a problem because:
1.  They look bad
2.  It's very hard to tile them unless the warping is fixed
3.  The warping is usually pretty difficult to fix, since you have to hear
into the floor and remove cabinets arnd such.  It might also mean a lot of
water got into there at some point, which might mean rot.

In general you won't find a perfect house, even new.  But what you do want
is one with a minimum of problems to fix.  THings like water leakage tend to
point to maintenance problems on the part of a previous owner, which could
mean that there are other serious problems hidden.
katie
response 60 of 87: Mark Unseen   Jul 9 21:19 UTC 2000

I bought my house completely on impulse, and have been quite happy with
it. 
lowclass
response 61 of 87: Mark Unseen   Jul 9 22:13 UTC 2000

        I believe you said the house you were looking at was build in 1901.
Even back then. cindreblocks were used on occasion. which leads to a question.
Is the foundation cinderblocks, or cobble (Stones of medium size) and cement?
If It's cobble and cement check the outside foundation, and inside basement
walls for the quality of the cement. If it is loose or crumbling, run, do not
walk, away from that house. redigging And pouring a basement is NOT cheap,
and except in rare case, not worth it.

        While you're looking at the foundation from the outside, be sure to
checl the outside walls to see if they lean or are out of true. That little
problem is almost impossible to fix easily, and extremely expensive to repair.
Matter of fact, in that case the best thing to do is tear the house down. In
which case, you're paying an Exorbitant price for nothing more than a lot in
Ypsilanti.
slynne
response 62 of 87: Mark Unseen   Jul 10 01:19 UTC 2000

Yeah, the foundation worries me because the house is so old. 
janc
response 63 of 87: Mark Unseen   Jul 10 04:58 UTC 2000

When we were on the market for a house, we found that generally to have a
chance at getting a good house you had to be there the first day it went on
the market, and make a decision about whether you wanted to buy it in a matter
of hours.  This is a hard way to make such a big purpose.  We found that as
first-time house-buyers we felt the need of a professional in our corner, so
we hired a buyer's agent.  We liked ours a lot (Doris Preston, Re-Max) but
you should talk to several.  Get someone you are confortable with, who seems
on the same wavelength as you, who has been in the business a long time, etc.
janc
response 64 of 87: Mark Unseen   Jul 10 04:59 UTC 2000

Oh, much as I hate the whole concept of "Dummys" books, "Home buying for
dummies is pretty good."
danr
response 65 of 87: Mark Unseen   Jul 10 12:31 UTC 2000

Others may have mentioned this, and I just missed it, but another thing that's
important is the condition of the electrical system. Earlier vintages of
electrical systems were not all that safe to begin with, and have only gotten
worse as they deteriorated. They certainly wer not designed to handle the load
that we put on them today. Most houses that old don't even have outlets with
three-prong sockets, which means you'll be doing some rewiring just to plug in
your computer and operate it safely.
johnnie
response 66 of 87: Mark Unseen   Jul 10 13:48 UTC 2000

The way to do it, really, is to go house hunting prepared to make an 
offer.  Do all your homework (know the school system, what other 
properties are going for, etc), get preapproved for a mortgage, and 
(having met with your attorney) have a standard offer contract ready.  
Said contract should have all the appropriate contigencies, the most 
important being a house inspection satisfactory *solely to your 
approval*, which means you can back out if there's dirt in the corner.  
Doing all that enables you to make an offer ASAP while giving you a lot 
of room to back out.  
johnnie
response 67 of 87: Mark Unseen   Jul 10 13:51 UTC 2000

Oh, and by "standard contract" I *don't* mean the ones the real estate 
agents have sitting around the office; those are generally skewed toward 
the benefit of the sellers. 
scott
response 68 of 87: Mark Unseen   Jul 10 17:25 UTC 2000

This item now linked to "Dwellings" as 34.
drew
response 69 of 87: Mark Unseen   Jul 10 20:42 UTC 2000

I like #66 - especially the part about NOT using the real estate agent's
forms. I've considered writing my own, if/when I decide to buy another house.
danr
response 70 of 87: Mark Unseen   Jul 11 00:46 UTC 2000

I don't know that writing your own would be a good idea. Perhaps getting a
lawyer to draft papers with terms that are beneficial to you would be in order,
but then would have to pay the lawyer.
jmsaul
response 71 of 87: Mark Unseen   Jul 11 00:54 UTC 2000

That would be much safer than doing it yourself.
mdw
response 72 of 87: Mark Unseen   Jul 11 01:41 UTC 2000

To be fair, most older houses were built much more substantially than
most mdern houses - so a crumbling basement is not quite the disaster it
would be under a modern house.  It's still not a good thing.  It also
used to be typical to put in a "michigan basement", which was basically
a basement with a dirt floor.  If you want to put in a modern laundry
facility, this might not be to your liking.  Most people have paved over
this by now - the cement may not necessarily be very thick, and the
ceiling might be quite low.  Until the 60's, it was not common to put in
waterproof basements - this means it will be damp in the summer, & may
have small leaks in wet weather.  This is fine for laundry & furnace,
but not at all good for storing clothing & paper, or finishing off as a
den.

If you are looking at a newer house, pay attention to the flood plain.
People have gotten used to sump pumps and waterproof basements, and a
lot of building is being done on flood plains today.  The results are
*not* pretty when the pump breaks that pumps your sewage, and that of
your neighbors, uphill to the rest of the sewage system.  It's only
marginally better if the storm drains back up, and you get 2 feet of
water in your driveway.  The Huron river has a bunch of dams on it - do
you want to be downstream when one of those dams gets a crack and lets
lose?
slynne
response 73 of 87: Mark Unseen   Jul 11 01:49 UTC 2000

So how are you supposed to know if a house is in a flood plain? My Dad does
have something to say about old houses. When I told him I was looking at a
house that was almost 100 years old he said: "well that house got to be a 100
years old for a reason" 

johnnie
response 74 of 87: Mark Unseen   Jul 11 02:24 UTC 2000

When you go to get a mortgage on the house, the bank will figure out if 
the property is in a floodplain.  If there is any danger of flooding, 
you will be required to get flood insurance.  This can be very expensive 
(depending on the particular level of danger your prospective house is 
in), so it's an excellent idea to put in a contingency that says you 
have the option of backing out if you're required to get flood 
insurance.

As for contracts, any lawyer who does much real estate work will already 
have his own version of a contract (that is, he won't have to charge a 
bundle to write one from scratch).  
mdw
response 75 of 87: Mark Unseen   Jul 11 07:12 UTC 2000

Whether you're in a flood plain is very much an issue of geography and
topology.  If you go outside and look around at the surrounding lay of
the land, you may be able to get an idea.  If the land you're on is very
flat, and you are mostly surrounded by hills that go up, and no valleys
that go down, you should be suspicious.  You should be even more
suspicious if you see a river or stream or marsh nearby.  Another
possibilty is a buried stream - for instance, in Ann Arbor, if you go to
william near 1st, you'll find right at the railroad track there are 4
storm grates below which you can hear gurgling.  That's allen creek,
which got roofed over at some point (the 30's?).  It's also a flood
plain, and in a sufficiently bad thunderstorm, you can see the water
back up out into the street.  This is bad, but it's not the worst design
you can find.  The worst design is when you depend on an electric pump
to pump things uphill, either sewage or storm water or both.  This is
sometimes found in newer subdivisions.  By the same token, it's best to
find a house that doesn't *have* or *need* a sump pump.

In michigan, the local drain county drain commissioner's office might be
a good source of information about storm sewers, any pumps, the lie of
the land, and where the local flood plains are.  The local water
authority presumably should know if they have any pumps pumping sewage
uphill anywhere in their service area.  Another useful reference may be
a toplogical map of the area in question - you can get such maps for the
local area of michigan (and perhaps all of michigan) from Borders.

As a general rule, if you can walk either downhill, or uphill along a
ridge in all directions from your proposed property, you are probably
not on a flood plain.

The kind of soil also makes a difference.  Clay soil is much worse than
sandy soil or gravel, because the water can run along the top instead of
sinking down in and away.  Landscaping around the house, & gutters can
also make a difference.
gelinas
response 76 of 87: Mark Unseen   Jul 12 03:14 UTC 2000

<DRIFT>
Tonight's AANews had a front-page photo of a stalled truck that had tried (?)
to drive throught high water under the railroad trestle on Huron.
I thought *immediately* of Allen Creek.
</DRIFT>
scg
response 77 of 87: Mark Unseen   Jul 12 05:38 UTC 2000

There was high water under the railroad trestle on Huron?  Have there been
any water problems at the Pumpkin?  For that matter, is this the mythical
hundred year flood that the building codes for that neighborhood believe in?
mdw
response 78 of 87: Mark Unseen   Jul 12 07:04 UTC 2000

Well, grex seems to have survived the high water incident, so I guess it
didn't flood the building.
scott
response 79 of 87: Mark Unseen   Jul 12 13:24 UTC 2000

Apparently we've now had 2 seprate "100 year" rainfall amounts, but I think
a 100 year flood takes a lot more water than that (like a like a sudden melt
of a lot of snow).
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