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Grex > Agora56 > #18: Paper checks or Direct Deposit-- which do you prefer? | |
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| Author |
Message |
| 24 new of 67 responses total. |
bhelliom
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response 44 of 67:
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Dec 30 19:11 UTC 2005 |
Richard, he's only trying to bait you.
klg: did it ever occur to you that some banks have that kind of policy?
Can you refrain from being an ass for at least five minutes?
I can't believe I'm defending Richard.
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rcurl
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response 45 of 67:
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Dec 30 23:05 UTC 2005 |
Am I correct in concluding that someone *cannot* debit your checking account
unless a) you give them permission to do so or, b) they commit fraud?
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mary
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response 46 of 67:
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Dec 31 00:18 UTC 2005 |
The social security administration will go back into an account to which
they've deposited funds and remove those funds if they later find out the
person died the day before the deposit. Happened in our family.
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nharmon
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response 47 of 67:
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Dec 31 00:28 UTC 2005 |
Rane, I am pretty sure you are correct. The information you give someone
for an ACH credit (account number and routing number) are the same as
you would give someone for an ACH debit. However, authorizing someone to
make an ACH credit does not give him/her authorization to debit. There
may be exceptions for fixing mistakes.
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tod
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response 48 of 67:
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Dec 31 00:29 UTC 2005 |
That's why you should always keep the body in a closet for a few weeks.
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bhoward
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response 49 of 67:
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Dec 31 00:40 UTC 2005 |
Why stop there. They sell large freezers and most homes in Michigan
seem to have basements. You could probably keep the checks flowing
for years as long as you pay your electric bill on time.
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tod
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response 50 of 67:
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Dec 31 00:47 UTC 2005 |
And probably keep that senior discount for the utilities!
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marcvh
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response 51 of 67:
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Dec 31 01:18 UTC 2005 |
There's a third category other than fraud, which is "error." And in
practice it's often impossible to distinguish between fraud and error,
one of the many reasons why prosecution for fraud isn't common.
I have heard reports that if you owe somebody money (e.g. a debt
collection agency) and they get your account info somehow (e.g. from a
check you send them) then they can yank the money out of our account
without your consent, and as long as you really do owe the money the
transaction will be upheld. I haven't attempted to dig too deeply into
the set of circumstances in which this may be done, since it's unlikely
to apply to me.
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klg
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response 52 of 67:
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Dec 31 02:31 UTC 2005 |
Here's your LIE, you LYING LIAR: "Another reason might be that not all
young folks have checking accounts. You need one for direct deposit."
I know for a fact that you don't need a checking account for direct
deposit.
When my dept. erroneously sends funds to a person's bank account, we can
request, via our bank, that the funds be returned to us. Some banks
will make the withdrawal if sufficient funds remain in the account.
Others won't.
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richard
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response 53 of 67:
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Dec 31 02:38 UTC 2005 |
klg I wasn't LYING. I simply should have said "you need a checking
account OR a savings account" Leaving out a fact isn't lying, which is
defined as intentionally saying a deliberate mistruth. It is simply
UNintentionally not stating the full information.
Which you know, so you are still lying when you say I am lying.
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marcvh
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response 54 of 67:
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Dec 31 02:40 UTC 2005 |
Sounds like your department makes such errors often.
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bhelliom
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response 55 of 67:
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Dec 31 03:00 UTC 2005 |
Richard, don't be a twit. Klg is going through the effort of pissing
you off, which isn't hard, apparently.
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klg
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response 56 of 67:
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Dec 31 03:20 UTC 2005 |
The LYING LIAR can't STOP his LYING LIES.
Contrary to what you said, one DOES NOT NEED a CHECKING ACCOUNT to have
DIRECT DEPOSIT.
No vANhEYNINGEN. Such errors are rare, and generally caused by (1) the
incorrect data input of account numbers by the service company that
does it for us or (2) failure of the recipients survivors to provide
timely notificatio to the service company of the recipient's death or
(3) the death of the recipient after the payment file has been
transmitted to the bank.
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scooterlibby
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response 57 of 67:
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Dec 31 03:35 UTC 2005 |
When will these naive liberals ever learn? They'll never get their way
until they learn to lie as good as us republicans.
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cyklone
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response 58 of 67:
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Dec 31 04:01 UTC 2005 |
Admit it, kludgie, that "faith-based" accounting system your department is
using just isn't working out.
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nharmon
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response 59 of 67:
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Dec 31 15:01 UTC 2005 |
klg, nobody likes an asshole.
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bhelliom
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response 60 of 67:
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Dec 31 19:57 UTC 2005 |
Except their own, and those don't talk nearly as much.
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bru
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response 61 of 67:
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Jan 1 22:13 UTC 2006 |
i prefer direct deposit
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bru
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response 62 of 67:
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Jan 1 22:14 UTC 2006 |
!party
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bru
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response 63 of 67:
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Jan 1 22:16 UTC 2006 |
well that dldnt work.
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edina
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response 64 of 67:
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Jan 2 04:46 UTC 2006 |
No, but it was more pleasurable that klg and richard.
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naftee
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response 65 of 67:
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Jan 3 01:19 UTC 2006 |
I bet it gave you an orgasm.
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tsty
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response 66 of 67:
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Jan 3 16:17 UTC 2006 |
i thought that an unauthorized withdrawal from TCF was fixed.
wrong - big fight now, dammit.
seems like neither the bank nor visa gives a rat's ass anymore.
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wilt
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response 67 of 67:
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May 16 23:51 UTC 2006 |
HACKED BY GNAA LOL JEWS DID WTC LOL
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